Alabama Code (Last Updated: November 28, 2014) |
Title5 BANKS AND FINANCIAL INSTITUTIONS. |
Chapter19. CONSUMER FINANCE. |
§ 5-19-1. Definitions. |
§ 5-19-1.1. Legislative findings. |
§ 5-19-3. Maximum finance charges; contracting for minimum finance charge; alternate per month computed finance charge. |
§ 5-19-4. Additional charges for default or deferral; prepayment; renewal or refinancing; real property transactions. |
§ 5-19-5. Acceptance of negotiable instruments as evidence of consumer debt. |
§ 5-19-6. Copies of instruments signed by debtors to be furnished to debtors; required statement in contracts, etc.; limitation on disclosure requirements; intent, applicability of limitation. |
§ 5-19-7. Right to refinance amount of certain scheduled payments. |
§ 5-19-8. Assignee of seller subject to claims and defenses of buyer. |
§ 5-19-9. Application of payments when buyer indebted to same seller for two or more consumer credit sales. |
§ 5-19-10. Contract provisions for attorney's fees. |
§ 5-19-12. Buyer's right to cancel home solicitation sale. |
§ 5-19-13. Repossession or acceptance of surrender of goods priced at one thousand dollars or less. |
§ 5-19-14. Rebates or discounts, etc., as inducement for aiding sale to another prohibited. |
§ 5-19-15. Garnishment. |
§ 5-19-16. Refusal by court to enforce unconscionable agreement. |
§ 5-19-18. Installment payment of debt of one thousand dollars or less. |
§ 5-19-20. Insurance. |
§ 5-19-21. Administrator authorized to make rules and regulations; filing notice of intended action with Legislative Reference Service; transactions entered into after May 20, 1996. |
§ 5-19-23. License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Revocation or suspension. |
§ 5-19-24. Examinations and investigations of licensees by administrator. |
§ 5-19-25. Cease and desist orders by administrator; penalties for violation of this chapter; right to counsel at hearing; judicial review. |
§ 5-19-26. Appeals to circuit court from order of administrator; appeals from decision of circuit court. |
§ 5-19-29. Injunctions. |
§ 5-19-30. Penalty for violations. |
§ 5-19-31. Nonapplicability of chapter to certain transactions; certain laws not repealed or amended. |
§ 5-19-32. Service contracts. |
§ 5-19-33. Account maintenance fee. |